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Accident Benefits (AB) Assessments

Multidisciplinary assessments and clinical reporting for clients with Ontario Statutory Accident Benefits Schedule (SABS) claims — the central location for our complete AB assessment offering.

HCMG provides a full range of Accident Benefits (AB) assessments under Ontario's Statutory Accident Benefits Schedule (SABS). Our multidisciplinary assessments address relevant injuries, impairments, functional limitations, treatment needs, disability, and recovery — delivered by regulated clinicians with defensible, timely reporting for adjusters, case managers, and legal counsel.

Physical / Musculoskeletal Assessments

Orthopedic, physiotherapy, and chiropractic assessment of musculoskeletal injuries and functional recovery.

Orthopaedic Assessment

Assessment of accident-related musculoskeletal injuries, associated impairment and functional limitations, causation, treatment needs, prognosis, and recovery.

Psychological Assessments

Assessment of psychological injury, mood, trauma, and cognitive-emotional functioning following an accident.

Psychiatric Assessment

Assessment of accident-related psychiatric symptoms and disorders, associated impairment and disability, functional impact, treatment needs, prognosis, and relationship to the accident, where clinically indicated.

Chronic Pain Assessment

Multidisciplinary assessment of persistent and chronic pain, including physical, functional, psychological and psychosocial factors, associated impairment and disability, treatment needs, prognosis, and impact on activities of daily living and overall functioning.

Concussion Assessment

Assessment of persistent post-concussion symptoms and associated physical, cognitive, functional, vestibular, and psychological impairments following a motor vehicle accident.

Vestibular & Balance Assessment

Assessment of dizziness, vertigo, balance disturbance, gait instability, and related functional limitations following concussion, head injury, or other accident-related conditions.

Neurological / Neuro-Musculoskeletal Assessments

Neurology and physiatry assessment of neurological and neuromusculoskeletal impairment.

Neuropsychological Assessment

Assessment of cognitive functioning and neurobehavioral impairment where indicated following concussion, traumatic brain injury, or other neurological injury.

Cognitive / Functional Assessments

Cognitive screening and functional assessment following concussion or neurological injury.

Speech-Language & Cognitive-Communication Assessment

Assessment of speech, language, communication, and cognitive-communication difficulties following concussion, traumatic brain injury, or neurological injury, including their impact on everyday functioning.

Occupational Therapy Assessments

Assessment of functional abilities, activities of daily living, instrumental activities, home and community function, work-related function, and rehabilitation needs following injury.

Form 1 Attendant Care Needs Assessment

Assessment of accident-related attendant care needs and completion of the applicable Form 1 under Ontario's SABS framework, where appropriate.

Vocational / Return-to-Work Assessment

Assessment of accident-related functional and vocational limitations affecting work capacity, return to work, occupational demands, accommodations, and rehabilitation planning.

Functional Abilities Evaluations (FAE)

Standardized measurement of functional capacity and activity limitations.

Treatment Needs Assessments

Assessment of reasonable and necessary treatment under the SABS framework.

Disability / Functional Impairment Assessments

Assessment of disability and functional impairment for benefit and litigation purposes.

Rebuttal / Responding Assessments and Reports

Clinical review and response to opposing AB assessment opinions.

Naturopathic Assessment & Evaluation

Comprehensive evaluation of nutritional, lifestyle, and related health factors that may influence recovery, general well-being, and rehabilitation following a motor vehicle accident. Recommendations may address nutritional support, lifestyle modifications, and coordination with the rehabilitation team, within the practitioner's authorized scope. Performed by a naturopathic doctor.

Dental & TMJ Assessment

Specialized dental and temporomandibular joint evaluation for individuals experiencing jaw pain, restricted jaw movement, chewing difficulties, or suspected TMJ dysfunction following trauma. Assessments may address functional limitations, clinical findings, and appropriate treatment recommendations. Performed by a licensed dentist.

Optometric & Visual Function Assessment

Specialized assessment of visual symptoms and functional vision concerns following motor vehicle accidents, including visual disturbances, eye coordination difficulties, focusing problems, and vision-related symptoms associated with concussion or head injury, where clinically appropriate. Performed by an optometrist.

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