Recovering from a Motor Vehicle Collision
A step-by-step guide to assessment, treatment, and benefits.
A motor vehicle collision can affect every part of your life \u2014 your body, your mood, your work, your finances, and your sense of safety. Recovery involves both medical care and an administrative process under Ontario's Statutory Accident Benefits Schedule. HCMG supports patients through both.
01
Immediate steps after a collision
- •Seek medical attention if injured.
- •Report the collision to your auto insurance company.
- •Document the collision, injuries, and symptoms.
- •Keep records of all medical visits and expenses.
02
Open an Accident Benefits claim
- •Your insurer provides OCF-1, OCF-2, and OCF-3 forms.
- •The OCF-3 is completed by a regulated health professional.
- •HCMG can complete the OCF-3 once you have been assessed.
03
Initial assessment at HCMG
- •Contact our intake team — we confirm direct billing.
- •Assessed by the appropriate clinician(s).
- •Individualized treatment plan is developed.
04
Coordinated treatment
- •Treatment delivered across the disciplines indicated.
- •Progress reviewed at standardized intervals.
- •Additional services added as indicated.
05
Documentation and benefits support
- •Clinical documentation prepared for your insurer.
- •Records released to legal counsel as authorized.
06
Discharge and self-management
- •Final reassessment and discharge summary.
- •Long-term self-management plan.
- •Advice on ongoing care pathways.
You do not need to navigate this alone.
HCMG's intake and clinical teams are familiar with every step of the Ontario Accident Benefits process. We routinely communicate with insurers, lawyers, family physicians, and case managers.
Recovering from a motor vehicle collision?
Speak to our intake team today about coordinated assessment and treatment.
